What we cover
Every Stage of Life.
Every Risk That Matters.
From protecting your family's future to keeping your business running — we find the right cover and make it genuinely make sense.

Personal Insurance
Life cover, critical illness and income protection — built around your family's life, not an average.

Business & SME Insurance
Protect your company, your key people, and your ability to keep trading when the unexpected happens.

Private Medical Insurance
Skip the queue. Get treated privately when you need it — for individuals, families and entire teams.

General Insurance
Commercial property, liability, and business continuity — the cover that keeps everything standing.
Remulate Hub
Instant Quotes. Zero Pressure.
The Remulate Hub lets you explore life cover, income protection and critical illness scenarios in seconds — real indicative figures, before you speak to anyone.
- Instant indicative quotes
- Compare multiple cover scenarios
- No commitment required to explore
The Process
Getting Covered Has Never Been This Simple
Talk to Us
No forms, no jargon. Tell us about your situation in your own words.
We Research the Market
Whole-of-market access. We find what fits, not what's easiest to sell.
We Present Your Options
Honest recommendations. What's covered, what's not, and why.
You're Protected
We handle the paperwork and stay with you for the life of your policy.



Most clients are protected within 48 hours of their first conversation.
The Team
Real Advisers. Real People.
We're not a call centre. We're a team of specialists who'll know your name.

Marc Cohen
15+ years turning complex insurance into confident decisions

Ricky Kennet
The adviser who finds the solution others overlook

Anita Hutchings
40 years in financial services. Nothing surprises her.

Michael Samuels
13 years specialising in personal protection and health insurance

Adam Klein
Multiple industry awards. Exceptional client relationships.

Adam Rosenthal
Client-first approach from day one.

Daniel Lipman
9 years in healthcare — a uniquely empathetic perspective.

Sarah Castiel-Noimark
Creative problem-solving with a deeply personal touch.

Joe Hutchings
The person who makes sure everything runs perfectly.

Adem Connelly Akturk
Global perspective. Local expertise. Fluent in Turkish.

Debbie Fox
12 years keeping everything precise and perfectly organised.
What Clients Say
Don't Just Take Our Word for It
Marc and Ricky took time to actually understand our situation. We got better cover at a lower price than we'd been paying for years.
As a small business owner I had no idea what I needed. The team walked me through everything without any pressure whatsoever.
The Remulate Hub showed me real figures before I spoke to anyone. That transparency is exactly what convinced me.





